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Dania Imelda
30-year old Dania graduated from a college in La Libertad with an arts and sciences diploma. Afterwards she went to Villanueva as she had an opportunity to work on an assembly line. She worked there for thirteen years. Later she met her future husband but unfortunately he died six years ago from health problems. At the time she was two months pregnant with her daughter Nelsy who is now 5 years old and attending first grade at a local school.

For three years Dania has lived with her parents and works with them in agriculture. She is also a volunteer teacher in the local kindergarten. As she took a course in beauty when she was in Villanueva, she now also earns her living as a hair stylist

Part of the land Dania farms was a present from her father and part was in exchange for a vehicle. She grows coffee in one section and another part involves working with her father and younger brother. They work there in the mornings while she stays behind and takes them breakfast and lunch. Once the coffee beans are harvested she sells them to a local person who buys, processes, and sells the product to specialist coffee stores in the town.

Dania is seeking a loan to buy manure and special food for the coffee plants so that production increases in the forthcoming season, and to hire laborers to help her look after the plants. Her goals are to have a house of her own in the community, become well-established, and start projects she has in mind: raising chickens and fish, and having a vegetable garden.
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Dania de 30 años de edad se graduó de bachiller en ciencias y letras en un colegio de La Libertad. Después ella se fue para Villanueva debido que tuvo la oportunidad de un trabajo en una maquila en donde estuvo laborando 13 años. Con el tiempo ella conoció a su hoy en día esposo con quien no tuvo buena suerte ya que hace 6 años se murió por problemas de salud quedando ella con 2 meses de embarazo de su hija Nelsy quien ahora tiene 5 años de edad y está en primer grado de la escuela de su comunidad. Desde hace 3 años vive con sus padres y ahora se dedica a la agricultura junto a ellos ya que además es maestra voluntaria del kínder de su comunidad. Estando en Villanueva ella estudio un curso de belleza y ahora es estilista y hace cualquier tipo de peinado ganados la vida también de esta forma. El terreno que ella cultiva lo adquirió por medio de su padre quien le dio una parte y otra la cambio por un vehículo con el de la cual una parte esta cultivada de café y media manzana la está sembrando involucrándose su padre y su hermano menor quienes se van desde la maña a trabajar y ella se queda y les lleva desayuno y almuerzo. Una vez recolectado el grano ella le vende a una persona de su comunidad quien compra, procesa y a su vez revende el producto a bodegas que se dedican exclusivamente a la compra-venta de café ubicadas en la ciudad.
Ella solicita financiamiento el cual invertirá en abonar y foliar sus cultivos de café para hacer de ella más productora y pagar mano de obra para darle un buen mantenimiento a la misma teniendo como resultado una mejor producción en esta nueva temporada. Sus metas tener su propia casa en su comunidad, establecerse bien y poder llevar a cabo un pequeño proyecto que tiene en mente como la cría de pollos, cultivo de peces, un huerto familiar.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

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About Honduras

  • $4,800
    Average annual income
  • 90
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 19.2
    Honduras Lempiras (HNL) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $800 helped Dania Imelda buy agricultural supplies for her coffee plants in the upcoming season.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 4, 2014
Listed
Apr 13, 2014
Currency Exchange Loss:
Possible
Ended:
Mar 19, 2015