For three years Dania has lived with her parents and works with them in agriculture. She is also a volunteer teacher in the local kindergarten. As she took a course in beauty when she was in Villanueva, she now also earns her living as a hair stylist
Part of the land Dania farms was a present from her father and part was in exchange for a vehicle. She grows coffee in one section and another part involves working with her father and younger brother. They work there in the mornings while she stays behind and takes them breakfast and lunch. Once the coffee beans are harvested she sells them to a local person who buys, processes, and sells the product to specialist coffee stores in the town.
Dania is seeking a loan to buy manure and special food for the coffee plants so that production increases in the forthcoming season, and to hire laborers to help her look after the plants. Her goals are to have a house of her own in the community, become well-established, and start projects she has in mind: raising chickens and fish, and having a vegetable garden.
Ella solicita financiamiento el cual invertirá en abonar y foliar sus cultivos de café para hacer de ella más productora y pagar mano de obra para darle un buen mantenimiento a la misma teniendo como resultado una mejor producción en esta nueva temporada. Sus metas tener su propia casa en su comunidad, establecerse bien y poder llevar a cabo un pequeño proyecto que tiene en mente como la cría de pollos, cultivo de peces, un huerto familiar.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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