Unidos Somos Mas Group
Katty started her business for years ago with a small amount of capital that a friend lent her. Over time, she found that there was a market for her products and took advantage of the opportunity to rent a small stand where she still runs the business today.
Katty hopes to find a larger location and to be able to provide new products for children's parties. She would like for her son to become an industrial mechanic and has already begun to save for his education.
Katty is a member of the "UNIDOS SOMOS MAS" ["TOGETHER WE'RE GREATER"] group, which consists of seven members. The group members have known each other for eight years and have participated in a variety of activities in the community. Each member will receive $500.00 for their businesses, which include clothing and shoe sales and a grocery store.
NOTE: the person raising her hand in the photo is the group leader.
Ella inicio su negocio, desde hace 4 años, con un pequeño capital que le prestó una amiga, con el paso del tiempo se dio cuenta que sus productos si tenían salida en el mercado y consiguió de oportunidad un pequeño local de alquiler, donde se encuentra administrando su negocio hasta la actualidad.
Su hijo ya empezara a ir al centro de educación inicial, su esposo es jornalero no tiene un empleo estable y apoya mucho al negocio de su esposa.
Katty espera tener un local propio y amplio más surtido y poder ofrecer novedosos productos para fiestas infantiles. ella quiere que su hijo sea mecánico industrial y desde ya ahorrará para apoyarlo en sus estudios.
Katty, forma parte del grupo "UNIDOS SOMOS MAS" son 7 integrantes. quienes se conocen desde hace mas de 8 años y siempre han participado de varias actividades comunitarias. Cada integrante recibirá $500,00 y tienen diferentes negocios como ventas de ropa, tienda de alimentos, y venta de calzados.
NOTA: la persona que levanta la mano en la fotografía es la líder del grupo.
More information about this loan
This loan is part of VisionFund Ecuador's effort to reach vulnerable populations located along Ecuador’s frontier with Colombia. This region generally lacks access to financial services and is populated by many Colombian refugees seeking asylum from guerrilla warfare. This loan is designed to help these vulnerable populations improve their lives and set up sustainable businesses.
About VisionFund EcuadorVisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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