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Bushra's Group
In this Group: Bushra, Asma, Muniran, Martha, Mahnaz, Razia
Bushra baji is a wife of K. M. and lives in the Bund Road area of Lahore, Pakistan. She has lived there for the last 25 years and is the mother of eight children, six sons and two daughters. Her daughters and her four youngest sons are enrolled in a local school. Her older sons help their father in his building and construction-supply business. He has been in this line of work for the last 35 years. Bushra baji is a housewife who prefers to do household work and take care of her family. She has successfully repaid two loans from Asasah (a microfinance institute in Pakistan). Now she is applying for a third loan to buy construction supplies (such as cement and sand) to help expand her husband's business.

She is joined in her loan group by several other people. Asma baji wants a loan to buy baking supplies (bread, butter and eggs) to resell. Muniran baji wants a loan to buy groceries for her shop. Martha baji wants a loan to buy crystal and handmade decorative pieces to resell. Mahnaz baji wants a loan to buy spare parts for her workshop. Razia baji wants a loan to buy construction supplies for her business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 278
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 78.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Bushra's Group's $1,375 loan helped a member to buy supplies for several small businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 30, 2008
Oct 15, 2008
Currency Exchange Loss:
Dec 2, 2009