Tharcisse is a member of the Twishingane group and lives in Gitega. He is 34 years old and married to Estella, a farmer. They have four children between the ages of seven and 14, of whom three go to school.
He has been selling beans, palm oil and rice for 19 years.
This is his third loan from Turame. With the Kiva credit that he requests, he intends to increase his capital and buy a large quantity of rice, beans and palm oil for resale, to earn more.
In the coming years he hopes to increase the variety of products that he offers for sale.
Tharcisse fait partie du groupe Twishingane et habite à Gitega. Il a 34 ans et est marie à Estella, une cultivatrice. Ensemble ils ont 4 enfants âgés de 7 à 14 ans, dont 3 étudient.
Il fait le commerce de haricot, de l’huile de palme, du riz, depuis 19 ans.
Il est à son troisième crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter une grande de riz, haricot, de l’huile de palme à revendre pour gagner plus.
Dans les prochaines années, il voudrait multiplier les articles.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.