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Virginia
Virginia, 60, is a resident of Silang, Cavite Philippines. She is a widow and mother. She and her children manage their own household. Virginia continually works hard to provide income for the family's everyday expenses.

Virginia oversees and owns their tricycle transportation business. They have one tricycle that carries up to four passengers to their destination within the community. The driver remits a boundary (daily quota) to Virginia, who earns a minimum of PHP 500 every day.

To help her continue operations of her business, Virginia is requesting a PHP 8,000 loan to pay for spare parts, accessories and maintenance of their tricycle.

Virginia hopes that her business will grow bigger and dreams of having a happy life. She meets up with her co-fellowship members weekly to share stories of her work and to draw strength and inspiration from the Word of God she studies.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 1172
    View loans »
    Philippines Loans Fundraising
  • $54,828,800
    Funds lent in using Kiva
  • 44.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Virginia to pay for spare parts and maintenance of their tricycle unit.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 26, 2014
Listed
Apr 3, 2014
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014