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Fatmir wants to invest in a mini school bus, similar to the one shown in the picture. He got a recent contract from the Ministry of Education to transport teachers and school children. Usually 99% of teachers who teach in the rural areas are city residents; thus, they’ve got to travel every day approximately 3-4 hours both ways. Children are required to travel, as well, since, for most of them, school is located far from their village. Some children don’t even make it to school, unfortunately, due to the lack of funds; they have to pay for such expenses out of pocket.

Except for this business, Fatmir and his wife own plenty of plum orchards and sell the fruit to wholesalers.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.


About Albania

  • $10,700
    Average annual income
  • 23
    View loans »
    Albania Loans Fundraising
  • $2,682,100
    Funds lent in using Kiva
  • 101.6
    Albania Leke (ALL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,975 helped Fatmir to invest in a mini school bus.
29% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Mar 31, 2014
Apr 3, 2014
Currency Exchange Loss: