Llapallanchis Purisunchis Group
Update on Llapallanchis Purisunchis GroupThese members belong to the "Llapanchis Purisunchis" communal bank, in the Cusco district of the Cusco province and department.
Member José Antonio is 31 years old. He is single and has one son. This member, as well as carrying out his daily duties at home, works as a taxi driver. He has been doing this work for quite some time and it is going well thanks to his daily efforts. José works during the day, and he wants to continue working in order to continue supporting his family.
José is applying for a loan in order to buy tyres for his car.
In the image, the woman in the small photo was unable to be at the meeting because of her work commitments.
The other members of the communal bank have businesses selling clothes, selling handicrafts, selling groceries, a carpentry workshop, and a business selling meals.
José is grateful to those helping him to achieve his dream through these loans and promises to make his repayments on time.
Los socios pertenecen al banco comunal “LLAPANCHIS PURISUNCHIS”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.
El socio José Antonio es soltero tiene 01 hijo y tiene 31 años de edad, él socio alterna sus actividades diarias brindando el servicio de taxi, el socio lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, él socio trabaja durante el dia, el socio desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
El socio solicita el crédito para la compra de llantas para su carro.
La socia que sale adjunta en la foto pidió permiso para llegar tarde por motivos de trabajo.
Los otros socios se dedican al negocio de venta de ropa, negocio de venta de artesanía, negocio de tienda de abarrotes, carpintería y negocio de venta de comida.
El socio agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Previous Loan DetailsThe members belong to the “Llapanchis Purisunchis” communal bank located in Cusco District belonging to Cusco Province and Department. Rosario, 46, has a spouse and two children. She works in her business selling clothes and lingerie. She sells sweaters, pants, shirts and stockings, among ... More from Llapallanchis Purisunchis Group's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
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Success!! The loan was 100% repaid