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Prospero Javier
Prospero, 31, and his family live in a house that they own. He's a farmer and grows maize and beans for a living. He's worked at farming for several years and it's his means for putting food on the table. Prospero is a responsible, hard-working man, known in the area for his warm heart and good nature. His most recent harvest is in now and stored in the silos that are pictured in the photo. All that's left to do with the last harvest, he says, is sell it and now it's time to think about the next crop. That's why he's applying for a new INTEGRAL loan that he will use to buy the supplies he needs--seeds, fertilizers, insecticides, etc.--to carry on his business. What he wants most, he says, is to bring in a bumper crop, bigger than any he's brought in before because the better the result, the better he can provide for his family. He trusts God's help and his own hard work will ultimately lead to a better life for him and his family.
View original language description ↓
Prospero de 31 años de edad, vive en casa propia con su familia, el se dedica a la agricultura, a la siembra de maíz y frijol. Se ha dedicado a esta actividad durante varios años y es así como se gana el pan de cada día. Él es un hombre trabajador, responsable y muy conocido en la zona por su enorme corazón y amabilidad para con los demás. Cuando su cosecha ya esta lista la almacena en los graneros que muestra la fotografía para luego comercializarla en los alrededores de la zona donde reside. Debido a que ya es temporada de siembra tomo la decisión de comenzar a prepararse. Es por esa razón que ha decidido solicitar este nuevo crédito a INTEGRAL para invertir en la compra de semillas, abonos, insecticidas, fertilizantes, etc. Lo que más desea es que su cosecha sea abundante y mejor que las anteriores, ya que esta es la forma en que él consigue el sustento para su familia. Confía en Dios que con su ayuda, su dedicación y empeño en el trabajo lograra el sueño de mejorar la calidad de vida de su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

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About El Salvador

  • $4,900
    Average annual income
  • 622
    View loans »
    El Salvador Loans Fundraising
  • $25,002,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Prospero Javier to buy supplies for his farming business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 15, 2014
Listed
Apr 13, 2014
Currency Exchange Loss:
N/A
Ended:
Apr 17, 2015