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Our client is 27-years old. She and her husband have one child and the family has lived with her mother-in-law for 5 years. Our client has a beauty salon that she set up in a space at her house. She works from 9:00am to 7:00pm and has a good customer base because she delivers good work. Her income, combined with her husband's, covers the family's expenses. Our client is applying for a loan that she will use to buy the supplies she needs--creams, shampoos, hairpins, scissors, nail polish, etc.--to carry on her business. The investment will help her to grow her business and better provide for her family.
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La clienta de 27 años de edad vive con su esposo y su hijo en casa de la suegra desde hace 5 años, ella tiene un negocio de salon de belleza en su lugar de residencia trabaja de 9:00 am a 7:00 pm tiene mucha clientela pues trabaja muy bien, con las ganancias que obtiene y con la ayuda de su esposo logran solventar los gastos del hogar. La clienta solicita un credito para poder comprar productos para su salon de belleza como: cremas, shampoos, ganchos para el cabello, tijeras, esmaltes para uñas, entre otras cosas que necesita y asi podra obtener mejores ganancias que le ayudaran a tener una mejor estabilidad economica.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 742
    View loans »
    El Salvador Loans Fundraising
  • $27,039,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped this borrower to stock her beauty salon.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Apr 13, 2014
Currency Exchange Loss:
Mar 26, 2015