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Leyla Isabel

Update on Leyla Isabel

Leyla is a very hardworking woman who fights on a daily basis to improve her quality of life, by investing in the infrastructure to improve her home's condition. Her husband supports her financially and with her salary as a secretary in an agency, she covers the household costs and her son's studies.

Leyla needs the loan to start making the kitchen area.
View original language description ↓
Leyla, es una señora muy trabajadora, que lucha a diario para mejorar su calidad de vida invirtiendo en infraestructura para mejorar las condiciones de su vivienda, su esposo le ayuda económicamente y con su salario como secretaria en una institución mantiene los gastos del hogar y los estudios de su hijo. Leyla requiere el crédito para empezar a realizar el área de cocina.

Previous Loan Details

Leyla is a hardworking mother, always looking for a way for her children to prosper in their studies, always coordinating her efforts with her husband who supports her in everything. Layla has been working for a state agency for many years. She is asking for her 16th loan through the agency and... More from Leyla Isabel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 125
    View loans »
    Nicaragua Loans Fundraising
  • $24,551,600
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Leyla Isabel to buy cement, breeze blocks, sand and iron.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 14, 2014
Apr 13, 2014
Currency Exchange Loss:
Oct 17, 2014