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Lesbia Rosa

Update on Lesbia Rosa

Doña Lesbia worked for years as a teacher. She is now retired, but she still supports herself thanks to her work as a seamstress. Lesbia is a widowed mother of five grown children. She has been able to make improvements to her house with the help of loans.

Lesbia is now requesting a loan in order to build a room for her daughter. Her previously loan only allowed her to buy part of the materials. This time she will buy items that she is lacking, such as zinc sheets and crossbeams. Doña Lesbia wants to support her daughter, who intends to become independent, in this manner.
View original language description ↓
Doña Lesbia trabajo por años como docente, hoy en día es jubilada y también se mantiene gracias a su labor como costurera, viuda madre de 5 hijos mayores de edad, ella ha venido mejorando su casa con el apoyo de financiamientos, requiere el crédito para realizar un cuarto para su hija, con el crédito anterior solamente pudo comprar parte de los materiales, esta vez comprara los que le hace falta como laminas de zinc y perlines, de esta manera doña Lesbia desea brindar apoyo a su hija quien está intentando independizarse.

Previous Loan Details

Lesbia makes a living as a teacher and seamstress. As a result of her hard work over time, she has helped provide for her family and has helped them get ahead. She is a widow and single mother. Through previous loans, she has been able to complete small construction projects on her house, and ... More from Lesbia Rosa's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 25.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Lesbia Rosa to buy additional construction materials so that she can build a room for her daughter.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 14, 2014
Apr 14, 2014
Currency Exchange Loss:
May 17, 2015