Gulnoza U. lives in the Spitamen region. She is married and has two children. She is engaged in the livestock business; she purchases and sells the livestock. It is the general income besides growing wheat and rice. Her husband is in the Russian Federation so she has to earn money for herself. She has a good flock and now she wants to buy one more milk cow to start making and selling sour-milk products. Mrs. U. asks KIVA to ask for financial support through a business development loan of 3200 STJ for 4 months. She is a very experienced livestock holder and has the appropriate skills to increase her revenue and repay the loan quickly.