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Naziran's Group
In this Group: Naziran, Razia, Shamim, Nasreen, Shumaila
Naziran baji is a wife of M. A. and lives in the Bund Road area of Lahore, Pakistan. She owes a two-room brick house that she has lived in for the last 20 years. She is the mother of seven children: six sons and one daughter. Her two younger sons and a daughter are enrolled in a local school in her neighborhood. Her other children and her husband work in a furniture-making business. Naziran baji is a housewife and prefers to do household work and take care of her family. She is applying for a loan to buy material (such as wood and wood polish) to expand her family's business.

She is joined in her loan group by a few more members. Razia baji wants a loan to buy meat for her meat-selling business. Shamim baji wants a loan to buy wood for her furniture-making business. Nasreen baji wants a loan to buy seasonal fruits to resell. Shumaila baji wants a loan to buy furniture polisher for her furniture-polishing business.

This is a group loan. The loan funds will be distributed among the group members, each of whom will invest in her own business. The members mutually guarantee one another's loans. If one member does not repay, the other members are responsible.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 274
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 78.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naziran's Group's $800 loan helped a member to buy material for furniture making and other businesses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 29, 2008
Oct 15, 2008
Currency Exchange Loss:
Dec 2, 2009