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Nazeli is a student from Spitak town. She lives with her parents and school age sister. Nazeli's mother is a teacher and her father is an army officer. They both work hard to sustain their children's living and provide them with normal living conditions. Nazeli has applied for this loan to be able to pay for her university tuition. She will be very grateful if lenders support her with her educational costs and give her an opportunity to continue her studies.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 168
    View loans »
    Armenia Loans Fundraising
  • $14,947,325
    Funds lent in using Kiva
  • 413.6
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Nazeli to pay for university tuition.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 26, 2014
Apr 3, 2014
Currency Exchange Loss:
May 17, 2015