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Ararat is 40 years old and lives in the village of Gandzakar in the Tavush region. He is married and lives with his parents, wife, and two children. His parents are employed, and they try to support their son with his family needs.

Ararat is engaged in farming and agriculture. He has land for cultivation on which he grows potatoes, greens, cabbage, and apple trees. He also has a hay field for his cattle. On his farm, he has three cows, two calves, a heifer, and 20 chickens.

His farm goods like milk, meat, and eggs are sold by his wife from their house. Ararat’s mother makes a perfect and tasty cheese. Sometimes, they have great orders from their neighbors.

Ararat loves his farm very much and takes care of it all day long with great pleasure. He is asking for a loan from Kiva for the purchase of pigs, seven piglets, and fodder for his cattle.

Additional Information

More information about this loan

This loan is designed for borrowers in rural areas with a special focus on the agribusiness sector in Armenia.

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 152
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 413.6
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,225 helped Ararat to purchase pigs, piglets, and fodder for his cattle.
76% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 20, 2014
Apr 3, 2014
Currency Exchange Loss: