Denis is a single man, age 30; he lives in an urban area and has one kid who attends school. He deals in the transportation business, where he owns a cab; he transports people to different places. He started this business to earn income to cater to his family's needs.
He works 6 days a week and 12 hours per day. He started this business in order to earn a living; he dropped out of school at an early age after the death of his parents.
He has acquired this loan to buy spare parts for his motor vehicle. His clients are traders from Rakai and Tanzania.
His future hope is to educate his kid, and to buy a mini-bus for the business in order to increase his income.
The challenge he faces is lack of enough capital. He is honest, but wishes the institution could further reduce the interest rates.