M. has had several loans from Pearl Microfinance. He used the loans to buy the spare parts he needed to repair motorcycles. As a result, he now owns two motorbikes and has a boda-boda (motorbike taxi) business. He is now able to pay his children's school fees properly and on time. He is happy that through borrowing, he has learned to save. He has also picked up the spirit of working hard from fellow borrowers; after all, how can one pay back loans without putting in a lot of effort?
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