Eldar Z. is 54 years old, married and has three children. He runs his wholesale drink business in a store that he has rented for more than 20 years in the center of Sabirabad City.
Eldar sells soft drinks and the majority of his clients are wedding organizers. He has very flexible rates and this attracts many customers to his business. He has applied for a loan of US$1200 to purchase natural juices which will expand his product line and enhance his business.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.