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Update on Anahit

Anahit is 54 years old and she lives in Vanadzor City in the Lori region. She is not married and lives with her retired mother. Anahit graduated from Vanadzor State Pedagogical Institute in the faculty of Armenian Language and Literature. She has 30 years of pedagogical experience and until now, she has worked at the school as a teacher of Armenian Language and Literature. She also has pupils whom she prepares for the entrance examination. As she says, since she has no family and no children, her pupils have become very important to her. She loves and cares for their education like they were her own children; she is happy for their successes and helps them to overcome their difficulties in the educational process.

Anahit wants to organize her teaching process properly and be aware of new teaching techniques. That is why she is asking for a loan that she will use to buy professional literature about teaching methodology and technology, and their uses in the teaching process.

Previous Loan Details

Anahit is 53 years old. She lives alone in Vanadzor city. Anahit has achieved higher education; she is a Philologist (a discipline that includes literary studies, history and linguistics). Anahit is a teacher with more than 30 years of work experience. Now in parallel with teaching the Armeni... More from Anahit's previous loan »

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,072,150
    Funds lent in using Kiva
  • 413.3
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $650 helped Anahit to buy professional literature about teaching methodology and technology.
86% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 13, 2014
Apr 1, 2014
Currency Exchange Loss: