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Haika Group
In this Group: Rose, Esther, Angel, Devotha, Lobby
Rose is in her early 30s, married, and has three children, two of whom attend school. She has been operating a beauty salon and a grocery store for seven years. She works from 8 AM to midnight in the grocery store and has been able to earn a good monthly profit.

Rose requested her second loan from Tujijenge Tanzania, which she will use to restock the missing items in the grocery store and to buy salon equipment. She used the previous loan, which was repaid, to buy drinks and better salon equipment. Rose used the profit to pay school fees and cover household expenses. She dreams of expanding her business.

Rose will share this loan with her loan group Haika, which has consists of five members who will hold each other accountable for repaying the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,700
    Average annual income
  • 38
    View loans »
    Tanzania Loans Fundraising
  • $14,311,200
    Funds lent in using Kiva
  • 1,635.5
    Tanzania Shillings (TZS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A portion of Haika Group's $5,650 loan helped a member to restock the missing items in the grocery store and to buy salon equipments.
88% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 28, 2014
Apr 1, 2014
Currency Exchange Loss: