She brews local wine and sells it to feed her children. She is the featured borrower for the group with her hand raised. They are five members in total. They call themselves Sonreipanrian Group. They live in a village that is close to one of the national highways and it is about 35 kms distant from the capital town of Manipur. It is one of the northeastern states in India.
Buanthaolu belongs to a tribal community, and their tradition and culture oblige them to brew wine. This wine is used in their rituals and other festivals in their community. She uses this means to generate income for the family and make a livelihood for them. Lack of higher education compels her to make a living by manual work, and Buanthaolu says there is no excuse for sickness because her four daughters are still young and cannot assist their mother in her brewing wine business.
She usually purchases the materials like yeast, rice and other necessary requirements in stocks and brews wine. Her brewed wine is known in the entire neighbouring village and she has numerous customers. During festive seasons the demand is high and business is at its peak. She also supplies to the neighbouring villages and also sells the wine at home. She runs the business on her own as her children are still in school and she does not want to disturb them.
With the Kiva loan, she wants to purchase quality rice and bigger pots for brewing wine. She can then sell it at higher value because quality rice wine is valued and more expensive than the regular local wine. Until the children can find a way to replace their mother's brewing business, she has to continue because they don’t have any other choice. She wishes to continue her brewing business and also plans to expand it.
She says thank you so much, Kiva, for your generosity and assistance. She wishes to continue building the relationship with Kiva and also assures that she will repay the loan on time and will also work with her heart and soul.
Likewise, the rest of the group members are also engaged in brewing local wine.
More information about this loan
This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.
Important note about this loanDue to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!