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José Pedro
José is 48 years old. He only went to school through fourth grade. He is separated from his wife, with whom he has three children. One lives with him, one has a partner, and the other daughter is eight years old and lives with her mother and attends school. He lives with his mother. He has always worked in agriculture, but for 16 years he has worked making metal silos (tinsmithing). He learned this work from CARE, since they trained him. He does the work in his home, and one of his sons helps him.

He will invest the loan that he has applied for in the purchase of compost and herbicides for his planting of corn and beans and in the purchase of work materials such as metal sheets, tin, lead, and sealer. His work plans are to improve to have more customers. He is thinking of helping his children with their schooling. The loan will help him since he can buy the necessary materials all at once, and it will be cheaper. He spends the earnings to feed his children.
View original language description ↓
José de 48 años de edad, solamente estudio cuarto grado, está separado de su pareja, con cual tiene tres hijos uno vive con él, la otra está acompañada y la otra niña tiene ocho años y vive con la mamá, la niña asiste a la escuela él vive con la mamá, siempre se ha dedicado a la agricultura, pero tiene dieciséis años de dedicarse a la elaboración de cilos metálicos(hojalatería)el trabajo lo aprendió de CARE, pues los capacitaron, el trabajo lo hace en sus casa de habitación y uno de sus hijos le ayuda. El crédito que él ha solicitado lo invertirá en compra de abono y herbicidas para el cultivo de maíz y frijol y compra de materia de trabajo como lo es lamina, estaño, plomo y sellador. Sus planes de trabajo, mejorara para obtener más cliente, el piensa apoyar a sus hijos con el estudio, con el crédito se le ayuda ya que puede comprar los materiales necesarios de una sola vez ya que le sale más barato, las ganancias las gasta en la alimentación de sus hijos

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 681
    View loans »
    El Salvador Loans Fundraising
  • $24,309,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,000 helped José Pedro to buy compost and herbicides for his planting of corn and beans, and to buy work material such as metal sheeting, tin, lead, and sealant.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Mar 14, 2014
Listed
Apr 12, 2014
Currency Exchange Loss:
N/A
Expired:
May 12, 2014