Check out other loans that are currently fundraising!
Nohemí
Nohemí is a young married woman of 40 who works as a secretary and has two small children in her care. She works in a medical centre while her husband earns a living working in one of the state centres.They both feel comfortable with this type of work. Nohemí says that her husband takes responsibility for helping her with the day to day cost of supporting their two children who she loves and appreciates so much.

One of Nohemí 's dreams is to have better living conditions in her own home. With the little she earns she would pay off the small payment of the loan she applying for through Ceprodel and Kiva. This loan is for the purchase of bricks, cement, sand and to pay for the cost of labour. It will be of great benefit to her to better build her home.

Nohemí gives thanks to God for having found the support of Ceprodel and Kiva and she hopes to keep receiving this great privilege in her life.
View original language description ↓
Santa Rosa del peñón es un pequeño municipio del departamento de león, una ciudad donde los pobladores son trabajadores y buscan la forma cómo sobrevivir es aquí donde habita la Joven Nohemí.

Nohemí es un Joven de 40 años de edad Casada, de profesión y oficio secretaria, tiene dos hijitos a su cargo, labora en uno de los centro de salud, su esposo se gana su vida laborando en uno de los centro del estado, comenta que su esposo se encarga de ayudarle a mantener el sustento diario a sus dos hijitos que tanto ama y estima, se sienten a gusto con este tipo de empleo.

Ella son de sus sueños llegar a obtener mejores condiciones en su propia vivienda, con lo poco que ella gana pagaría la cuotita del crédito que le esta solicitando a Ceprodel y Kiva, dicho préstamo es para la compra de: Ladrillo, Cemento, Arena y pago de mano de obra, esto le sería de gran beneficio para ir construyendo mejor su viviendita.

Agradece a Dios por haber encontrado apoyo de Ceprodel y Kiva y espera seguir recibiendo este privilegio amoroso en su vida.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About Nicaragua

  • $3,636
    Average annual income
  • 115
    View loans »
    Nicaragua Loans Fundraising
  • $23,731,525
    Funds lent in using Kiva
  • 26.1
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $575 helped Nohemí to buy bricks, cement, sand and pay for the cost of labour.
51% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 24, 2014
Listed
Apr 11, 2014
Currency Exchange Loss:
Possible