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Felipa De Jesus
Felipa is 63 years old and lives in her own home with her husband. She makes a living selling delicious pupusas (thick corn tortillas stuffed with cheese, refried beans,etc.). She has run this business for three years and has many customers who like her more every day.

Felipa wants to improve her housing conditions since its doors are not in good condition has a dirt floor. Therefore, she is requesting this FUSAI loan to invest in buying doors, cement, sand, and gravel to install the doors and put a concrete floor in the house.
View original language description ↓
Felipa tiene 63 años de edad y habita en casa propia junto a su esposo. Ella se gana la vida por medio de la venta de deliciosas pupusas (preparación alimenticia a base de masa de maíz, frijoles, queso, etc.) Tiene tres años de dedicarse a este negocio por lo que ya cuenta con muchos clientes que cada día la prefieren más. Felipa desea mejorar las condiciones de su vivienda dado que no posee puertas en buen estado y el piso de la vivienda es de tierra. Por lo anterior solicita este crédito FUSAI para invertir en la compra de puertas, cemento, arena y grava para proceder a la instalación de las puertas y a encementar el piso de la vivienda.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 752
    View loans »
    El Salvador Loans Fundraising
  • $26,264,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $650 helped Felipa De Jesus to buy doors, cement, sand, and gravel to install doors and a concrete floor in her house.
85% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 19, 2014
Apr 11, 2014
Currency Exchange Loss: