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Cochalitas Group
In this Group: Danitza Claudia, Susana, Miriam, Ruth Maria , Diego Ivan , Leonarda , Karina, Sabina Julia
The "Cochalitas" communal bank is entering its fourth cycle in Pro Mujer as part of their Senkata regional office. The group is made up of eight members, and is led by a board of directors of which Danitza is the president. The members are involved in a variety of businesses including: selling car parts, selling food, selling athletic clothing, beauty salons, selling fruits and vegetables, tailoring, selling beer, and weaving.

The loan will be used to help small businesses of which Danitza is a member. She states that she joined Pro Mujer one year ago after being invited by a sponsor of the institution who visited her at her home. Currently, she has a business selling car parts, a trade that she learned from helping her parents in their business. They worked in their business constantly, and with some savings, she decided to open her own business.

The loan that she is receiving will be used to increase her capital (purchase car parts in bulk), which she will acquire in Chile, and later sell in her store. This form of work allows her to generate an income to support her family, as she lives in a common-law marriage and has two children. When asked what she likes about Pro Mujer, she states that she likes the savings that are offered by the institution.
View original language description ↓
La A.C. “COCHALITAS” iniciará el cuarto ciclo en Pro Mujer, como parte del Centro Focal de Senkata, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Danitza es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de autopartes, venta de comida, venta de deportivos, salón de belleza, venta de fruta y verduras, taller de costura, venta de cerveza, tejido.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Danitza es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de autopartes; da a conocer que este negocio lo aprendió al apoyar en su negocio a sus padres, quienes trabajaban constantemente con este negocio, con un poco de ahorro decide independizarse y emprender un negocio propio.

El crédito que ahora sacará es para el aumento de capital (compra de autopartes por mayor) que adquirirá de Chile y posteriormente lo comercializara en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que ofrece el personal de la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 89
    View loans »
    Bolivia Loans Fundraising
  • $28,645,575
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Cochalitas Group's $3,450 loan helped a member purchase car parts in bulk.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 25, 2014
Listed
Apr 16, 2014
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014