Estrellas De Tarapaca Group
The loan that they are requesting will benefit the small businesses in which Lourdes is a member. She states that this is her first time joining Pro Mujer, having joined after being invited by a sponsor of the institution who visited her at her home. Currently, she has a business selling food. She learned this trade from observing other women who sold this product, watching how it was sold, how the business was run, and which foods sold most. She later decided to open her own business.
This loan will be used to increase her capital (purchasing food in bulk), which she will acquire in the markets of the city of El Alto, and after preparing them, she will sell them in her restaurant. This form of work allows her to earn an income to support her family, as she is married and has three children. When asked what she likes about Pro Mujer, she states that she enjoys the health training that the institution's staff offers.
In the picture, one of the members of the group is not shown because she had to go to her business.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lourdes es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo aprendió al observar a las señoras comerciantes de este producto, observado la forma de venta, manejo y comidas más vendidas, posteriormente decide independizarse y emprender un negocio propio.
El crédito que ahora sacará es para el aumento de capital (compra de víveres por mayor) que adquirirá de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializara en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud que ofrece el personal de la institución.
En la imagen no se encuentra una de las señoras del grupo, ya que por razones de fuerza mayor se fue a su negocio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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