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Xazar is a master carpenter and 39 years old. He is married with three children. One of them is a 13 year old boy who is in the seventh grade in school. Another is an eleven year old girl who is going to fifth grade and the little child who goes to third grade.

The family is living in the Abseron region but are refugees from the occupied territory of Fuzuli city. It’s noted that Xazar is a master carpenter. He makes wooden doors and windows. Now he needs a loan amount of 1,500 AZN (Azerbaijan New Manat). With this loan he wants to buy materials, which he needs in his work. He gratefully gives thanks to the Kiva organizations for the aid.

Additional Information

More information about this loan

This loan supports Komak clients who are designated as Internally Displaced Persons (IDPs) in Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border. Azerbaijan is home to over 600,000 IDPs, who face limited access to employment adequate housing, water and electricity. Many of these people have also failed to qualify for loans through formal channels due to low income and lack of collateral. Komak has been working to support IDPs since 1999. By funding this loan, you are creating opportunities in extremely underserved communities.

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.


About Azerbaijan

  • $10,800
    Average annual income
  • 23
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Xazar to buy materials, which he needs in his work.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 6, 2014
Mar 31, 2014
Currency Exchange Loss:
Feb 17, 2015