The loan that they are seeking will benefit the small businesses of which Patricia is a member. She states that this is the first time that she has joined Pro Mujer. She joined after being invited by a friend who is a member of the institution. Currently, she has a business making Bolivian skirts. She tells us that she learned this trade in a previous job where she was an assistant. Afterwards, she decided to become independent and start her own business.
The loan that she is receiving will be used to increase her capital (purchasing fabric in bulk) that she will purchase from stores in the city of El Alto, and after making the skirts, she will sell them in her retail space. This line of work allows her to earn an income to support her family, as she is married and has four children. When asked what she likes about Pro Mujer, she states that she likes the training that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Patricia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de costura de polleras (faldas bolivianas); da a conocer que este negocio lo aprendió de un trabajo anterior, donde fue ayudante, posteriormente decide independizarse y emprender un negocio propio.
El crédito que ahora sacará es para el aumento de capital (compra de tela por mayor) que adquirirá de las tiendas de la ciudad de El Alto y posteriormente a la elaboración lo comercializara en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que ofrece el personal de la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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