The loan that they are seeking will be used to help the small businesses of which Modesta is a member. She states that she joined Pro Mujer one year ago after receiving an invitation from a sponsor of the institution who visited her at her home. Currently, she has a business selling socks. She states that she learned this trade a few years ago from a friend who also sold socks. With time, she decided to become independent and start her own business.
The loan that she will receive will be used to increase her capital (purchasing socks in bulk), that she will acquire from wholesale stores in the city of El Alto, and later sell in her store. This form of work allows her to generate an income to support her family. She lives in a common-law marriage, and has two children. When asked what she likes about Pro Mujer, she says that she enjoys the health care offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Modesta es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de calcetines; da a conocer que este negocio lo aprendió hace varios años de una amiga que comercializaba el mismo producto, con el pasar del tiempo decide independizarse y tener su negocio propio.
El crédito que ahora sacará es para el aumento de capital (compra de calcetines por mayor) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta área de salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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