The loan that they are taking out will benefit small microenterprises where Nery is a member. She says that it is the first time that she joined Pro Mujer, joining by invitation of a friend that is a member of the institution. Today she has a business selling api (a Bolivian drink); She discloses that she learned this business many years ago together with her parents, as they had the same business. After some time she decided to go independent and start her own business.
The loan that they will now take out is to increase the capital (purchase of api wholesale) that she will acquire from the wholesale stores in the city of El Alto and then sell it in her retail space. This form of work allows her to generate resources to maintain her family, as she lives in a common-law marriage and has a son.
When asked what she likes about Pro Mujer, she responds that she like the healthcare training that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Nery es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de api (bebida boliviana); da a conocer que este negocio lo aprendió hace varios años conjuntamente sus padres, ya que tenían el mismo negocio, con el pasar del tiempo decide independizarse y tener su negocio propio.
El crédito que ahora sacará es para el aumento de capital (compra de api por mayor) que adquirirá de las tiendas mayoristas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella vive en unión libre y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta área de capacitación en salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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