Pambiq M. is 47 years old. She is married and has three children. With persistence, dedication, and help from her husband, she has been able to make a living by cultivating land. Pampiq specializes in the cultivation of vegetables, such as pomegranates, potatoes, cabbage, and carrots, having learned the necessary skills from her parents. However, Pambiq would like to manage her land even more efficiently in order to make it more productive and to be able to grow different varieties of crops. In order to do so, she is requesting a loan of US$1,000 for purchasing seeds and mineral fertilizers. With the additional income that Pambiq plans to generate, she will be able to improve her family's standard of living.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.