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Gorica is 44 years old, married and a mother of 2 adult children ages 19 and 21, both students studying in another city. She and her family live in a small village in a minority community and she receives social help while her husband is working as a teacher.

Since her children are away at school the family has additional expenses that are necessary for their stay and their study. Gorica is in need of a loan in order to improve the living conditions for her house which is very old and needs to have some façade work done. She never had a chance to save the money for this with all of their expenses and knows that without this loan it will not be possible. She is very happy for this opportunity and wants to thank all fo the lenders.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 0
    View loans »
    Kosovo Loans Fundraising
  • $1,772,650
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,375 helped Gorica to renovate house.
95% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 13, 2014
Mar 31, 2014
Currency Exchange Loss:
Apr 17, 2015