Mapendo is the leader of the Chubaka loan group. She is 39 years old, married and has five children. Three of her children attend school and the other two are under five years old.
Mapendo has been selling palm oil at the village market since 2004. This new loan will enable her to buy four drums of palm oil for resale to improve her trading figures. The biggest challenges in her business are theft and poor storage of merchandise. Her aim is to become a large trader in the years to come.
Mapendo is very grateful to the field partner, Hekima for the support which they offer to poor, economically active women.
Madame Mapendo, conseillère dans le groupe de credit Chubaka ; est mariée à l’âge de 39 ans. Mère de 5 enfants dont seulement 3 sont scolarisés et 2 autres ont moins de 5 ans. Elle est vendeuse d’huile de palme au marché du village depuis 2004. Ce nouveau prêt va l’aider à acheter 4 bidons d’huile de palme pour le renforcement de son activité. Les plus grands obstacles pour son entreprise sont: la mauvaise conservation de la marchandise et le vol. Son objectif est de devenir une grande commerçante dans les jours à venir. Elle remercie Hekima pour l’encadrement des femmes pauvres économiquement actives.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.