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Isaiah
Meet Isaiah, a farmer living in Kisii area of South Nyanza in Kenya. This is primarily a sugarcane growing area. Isaiah is married and has one child of school going age. He loves farming and has been doing it for seven years. His primary sources of income come from milk, eggs, crops and a retail business. His biggest challenges in farming are crop diseases.

Isaiah chose Juhudi Kilimo for this loan because it gives loans to dairy farmers for building their farms and also because it provides these loans at a low interest rate. During the training, he learnt how to manage his loan. This loan will used to buy a dairy cow which will provide milk for both family consumption and for sale. He will use his income to meet his family's needs.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 626
    View loans »
    Kenya Loans Fundraising
  • $39,836,925
    Funds lent in using Kiva
  • 86.6
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $725 helped Isaiah purchase a dairy cow.
91% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Mar 12, 2014
Listed
Mar 31, 2014
Currency Exchange Loss:
Possible