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Anorakhon is an energetic 23-year-old young woman. She is single and lives with her mother in the Shahrituz District. Her brother is working abroad in Russia. Anorakhon is active and entrepreneurial. She wants to start a family retail business and sell food products. With the savings that her mother accumulated from the money her brother sent home every month from Russia, they were able to buy a shopping stall at the market. However, they do not have enough money to buy food products. To accomplish this goal, Anorakhon is taking out a loan. Thanks to this loan, they will be able to start their business, have profitable jobs, and be able to improve their living conditions.
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Анорахон энергичная молодая девушка в возрасте 23 лет. Она не замужем и живет с матерью в районе Шахритус. Брат находится в России на заработках. Анорахон деятельная и предприимчивая. Она хочет начать семейный торговый бизнес и заниматься продажей продуктов питания. На деньги от сбережения, которые ее мать накопила за счет денег, которых высылал брат Анорахон каждый месяц, они приобрели торговую точку на рынке. Однако для купли продуктов питания им не хватило средств. Для реализации этой цели Анорахон берет кредит. Благодаря этому кредиту они смогут начать бизнес, у них будет прибыльная работа и они смогут улучшить условия жизни.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 209
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Anorakhon to buy food products to start selling them at the market.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Mar 28, 2014
Mar 31, 2014
Currency Exchange Loss:
May 17, 2015