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Ruzikhol is a 49-year-old resident of the Shahrituz region. She is divorced and has three children, wonderful daughters aged 17, 24 and 25. The two oldest are already married. Ruzikhol raised her children by herself. She has seen a lot in her life, both good and bad, but in times of difficulty she never lost heart. Ruzikhol takes care of her family by herself. She has been working selling women's footwear for several years already. Now she is looking for a loan in order to finish her house and buy suitable furniture. She hopes for your support and understanding.
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Рузихол 49-летняя жительница района Шахритус. Она разведена с тремя детьми. У нее прекрасные дочери в возрасте 17, 24 и 25 лет. Старших она уже выдала замуж. Рузихол сама вырастила и поставила на ноги своих детей. Она в своей жизни повидала многое - и хорошее и плохое, но в минуты трудности она никогда не падала духом. Рузихол сама обеспечивает семью. Она уже несколько лет как занимается торговлей женской обуви. Сейчас она обратилась за кредитом, чтобы обустроить дом и купить удобную мебель. Она надеется на вашу поддержку и понимание.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 180
    View loans »
    Tajikistan Loans Fundraising
  • $30,358,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ruzikhol to buy furniture for her home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 27, 2014
Mar 31, 2014
Currency Exchange Loss:
Apr 17, 2015