Stephen A. D. is a 45 year old man. He is married and has two children who are currently in school. He belongs to the community group named Adjinyemise Trust Group. Members in this group guarantee each other as social collateral to access loans and provide peer support. Stephen is in the photo which was taken during a group meeting.
He is a fisherman who fishes in the Kpong River in the Volta region of Ghana. Many traders purchase his fish because it is fresh and affordable. With the loan, Stephen wants to purchase a fishing net and repair his fishing canon. For sometime now, Stephen's canon has been giving him problems. He hopes that the loan will help him meet the demand and also provide him with enough income to sponsor his childrens' education. He appreciates the assistance.