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Karen, 32, is single and has no dependents. She takes care of her parents a lot and intends to improve their current situation, so she helps them financially.

Karen has earned a living for six years making pastry (rolls, empanadas, "brazo gitano" [jelly roll], "alfajor" cookies). She generally sells her pastry to the financial businesses located in the southern part of the city of Cochabamba.

Her goal for this loan is to buy the ingredients she needs to make pastry. She has customers who order large quantities of her products because they're so well made and tasty to a lot of people. To satisfy this demand she needs to increase production.

This way Karen will manage to improve her income and grow in her business, all the while looking after her family's well-being.
View original language description ↓
La señora Karen de 32 años de edad, es soltera y no tiene personas que dependen de sus ingresos, cuida mucho de sus padres y tiene la buena intención de mejorar la situación en la que se encuentran, por ello les ayuda económicamente. Se dedica a la elaboración y venta de masitas (rollos, empanadas, brazo gitano, alfajores) desde hace 6 años, sus productos son vendidos generalmente en las entidades financieras que están ubicadas por la zona sud de la ciudad de Cochabamba, el motivo del presente crédito es para la compra de insumos para la elaboracion de masitas, porque tiene clientes que hacen pedidos de grandes cantidades de sus productos ya que los mismos son elaborados con mucha dedicacion y resultan del gusto de muchas personas, para satisfacer la demanda necesita incrementar su producción, de esta forma lograra mejorar sus ingresos y crecer en la actividad que desempeña, siempre velando por el bienestar de su familia.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.


About Bolivia

  • $5,500
    Average annual income
  • 231
    View loans »
    Bolivia Loans Fundraising
  • $31,613,325
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $1,500 helped Karen to buy ingredients to make pastries.
53% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
Feb 28, 2014
Apr 9, 2014
Currency Exchange Loss: