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Teresa Del Carmen
Teresa is 37 years old and lives in her own huse with her husband. She has had a store for various years, located in her residence. Teresa has a lot of clientele due to the quality of her products and her good prices. With what she earns on sales and with the help of her husband, she manages to cover their household expenses.

Teresa is requesting a loan to be able to purchase more merchandise, including basic grains, milk, sugar, soups, soap, detergents, etc., to restock her store with more products and obtain better earnings so that she and her husband can have a better quality of life.
View original language description ↓
Teresa de 37 años de edad vive en casa propia con su esposo, ella posee una tienda desde hace varios años ubicada en su lugar de residencia, tiene mucha clientela por la calidad de los productos y los buenos precios, con lo que obtiene de sus ventas y con la ayuda de su esposo logran salir adelante en los gastos del hogar, Teresa esta solicitando un crédito para poder comprar mas mercadería como: granos básicos, leche, azúcar, sopas, jabon, detergentes, etc. para surtir con mas productos su tienda y asi obtener mejores ganancias para tener con su esposo una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 685
    View loans »
    El Salvador Loans Fundraising
  • $28,234,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Teresa Del Carmen buy basic grains, milk, sugar, soups, soap, detergents, etc., to sell.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 11, 2014
Currency Exchange Loss:
May 11, 2014