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Carlos is 55 years old and lives in his own home with his son. For many years, he has made a living by growing corn and sorghum. Additionally, he works as a laborer at a farm near his home. With the money he earns from his jobs, he is able to cover some household expenses.

Carlos requests a loan from INTEGRAL to purchase agricultural supplies like fertilizers, seeds, manure, pesticide, herbicide, etc. and improve the land, which is shown in the photograph. This will help him to provide his family with a better quality of life.
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Carlos de 55 años de edad vive en casa propia con su hijo, el se dedica desde hace varios años a la siembra de maíz y maicillo adicional a eso también trabaja como jornal en una finca cerca de su casa, con lo que obtiene de sus trabajos logra cubrir algunos gastos de su hogar, Carlos esta solicitando un crédito a INTEGRAL para comprar insumos agrícolas como: fertilizantes, semillas, abonos, controles de plagas, herbicidas, etc. y mejorar el terreno que es el que muestra la fotografía para darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 713
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carlos to purchase fertilizer, seeds, manure, pesticide, herbicide, etc., and improve the land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 24, 2014
Apr 9, 2014
Currency Exchange Loss:
Mar 26, 2015