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Maria Isabel
42-year-old Maria lives with her children in their own home. She has worked in agriculture for a number of years, growing beans and corn. When her crops are harvested, she stores them in the barns shown on the photo and then sells them to cover her household expenses. She is a responsible, honest and hardworking woman. Maria is applying for a loan to buy supplies for her crops such as fertiliser, manure, seeds, fertiliser etc. because her current income is not sufficient to cover these expenses. The loan will, therefore, enable her to boost her income and achieve greater financial stability.
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Maria de 42 años de edad vive en casa propia junto con sus hijos, ella se dedica a la agricultura desde hace varios años siembra frijol y maíz, cuando su cosecha ya esta lista la almacena en los graneros que muestra la fotografía y con las ventas que realiza de sus cosechas logra solventar los gastos que tiene en su hogar, es una mujer responsable, honesta y trabajadora. Maria está solicitando un credito para poder comprar insumos para su cosecha como: fertilizantes, abonos, semillas, fertilizantes, etc. ya que con lo que gana no le alcanza para cubrir esos gastos y asi tener mejores ingresos y tener una mejor estabilidad económica

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 607
    View loans »
    El Salvador Loans Fundraising
  • $28,040,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Isabel to buy fertiliser, manure, seeds, fertiliser, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 18, 2014
Apr 9, 2014
Currency Exchange Loss:
Jul 17, 2015