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Jose Antonio
José, 46, has earned a living in agriculture for several years. This has given him the ability and the knowledge he needs to take care of his crops. His main crop is corn and beans. When his harvest is ready he stores it in bags, as shown in the photograph; later he sells to the basic grain suppliers near where he lives. With his profits he's able to pay for some of the family expenses. He lives with his wife and his two children.

José's requesting a loan to be able to buy agricultural inputs to help grow his crops: soil amendments, seeds, and fertilizer. That way he'll be able to earn more profit and give his family a better quality of life.
View original language description ↓
Jose de 46 años de edad se dedica a la agricultura desde hace varios años y eso le ha dado la capacidad y el conocimiento necesario para asistir sus cultivos, su principal siembra es el maíz y frijol, cuando su cosecha ya esta lista la almacena en sacos así como muestra la fotografía para luego salir a comercializar en agencias de granos básicos que están cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas logra solventar algunos gastos que su familia tiene, vive con su esposa y sus dos hijos, Jose está solicitando un crédito para poder comprar insumos agrícolas que le ayuden en la siembra de sus cultivos como: abonos, semillas, fertilizantes y así poder tener mejores ganancias y poder darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $4,900
    Average annual income
  • 492
    View loans »
    El Salvador Loans Fundraising
  • $23,095,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $400 helped Jose Antonio to buy soil amendments, seeds, fertilizer, etc.
0% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 12, 2014
Apr 8, 2014
Currency Exchange Loss: