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Susana Del Carmen
Susana is 33 years old and lives in the family home with her three children and her husband.

She works at making shoes and selling milk from which she gets income and, with the help of her husband, manages to pay the household expenses.

Susana wants to improve her home by building a septic system, but what she earns in sales is not enough to do it. For that reason, she has applied for a loan for the purchase of cement, sand, rebar and payment of labor and in order to accomplish this work so that she and her family can live more comfortably.
View original language description ↓
Susana de 33 años de edad vive en casa de un familiar con sus tres hijos y su esposo, ella se dedica a la elaboración de zapatos y a la venta de leche, con lo que obtiene de sus ganancias y con la ayuda de su esposo logran solventar algunos gastos de su hogar, Susana quiere mejorar su vivienda construyendo una fosa y la pila, pero con lo que gana de sus ventas no le alcanza para poder realizarlo, por esa razón solicita un crédito para la compra de cemento, arena, hierro, y pago de mano de obra y asi poder realizar dicho trabajo para que ella y su familia pueden vivir mas comodos

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 734
    View loans »
    El Salvador Loans Fundraising
  • $27,054,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Susana Del Carmen to purchase of cement, sand, rebar, and payment of labor.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 21, 2014
Apr 8, 2014
Currency Exchange Loss:
May 8, 2014