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Jose Antonio
Jose is 31 years old and lives with his wife and son at a relative's home. He is a very responsible man who is always looking to improve their economic stability.

He works in his own bakery where he prepares French bread and pastries which he produces early in the morning to sell before breakfast, when people consume more, and also for dinner.

He is requesting an loan from INTEGRAL to have the help necessary to invest in the purchase of flour, yeast, butter, containers and everything needed to produce more. This improvement project is very important for his bakery as well to improve his quality of life and that of his family.
View original language description ↓
Jose de 31 años de edad vive junto a su esposa y su hijo en casa de un familiar, el es un hombre muy responsable quien siempre está en miras de mejorar su estabilidad económica. El trabaja en su propia panadería en la que elabora pan francés y pan dulce, el cual elabora el solo a primeras horas de la madrugada para poder venderlo antes del desayuno, que es cuando las personas más lo consumen al igual que en la cena. El solicita un préstamo a INTEGRAL, para contar con la ayuda necesaria para invertir en la compra de harina, levadura, manteca, latas y todo lo necesario para poder producir más. Este proyecto de mejoramiento para su panadería es muy importante para el puesto que así mejorará su calidad de vida y la de su familia

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 630
    View loans »
    El Salvador Loans Fundraising
  • $28,084,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose Antonio to purchase flour, yeast, butter, containers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 24, 2014
Apr 8, 2014
Currency Exchange Loss:
Oct 19, 2014