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Mirian Estela
Mirian, who is 43 years old, lives with her life companion and their children in their own house. She raises corn and beans. She has worked in agriculture for a number of years, and this has given her a lot of experience, which allows her to obtain the best harvests. She sells her crops in the areas surrounding the community, and she already has many customers who prefer her for the quality, the good prices, and above all the good service. She needs to invest in her crops. For that reason, she is applying to INTEGRAL for a loan that will allow her to buy seeds, insecticides, herbicides, fertilizers, etc., and improve the land, which is shown in the photograph. Mirian has good payment references from people who know her, and she is very responsible. She affirms that she will be able to pay the debt in the established period, and at the same time, she is confident that she will bring economic security to her household.
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Mirian de 43 años de edad vive junto a su compañero de vida y sus hijos en casa propia, ella se dedica al cultivo de maíz y frijol, tiene varios años de trabajar en la agricultura y eso le ha regalado mucha experiencia que le permite obtener las mejores cosechas, sus cosechas las comercia en los alrededores de la comunidad, ya tiene mucha clientela que la prefiere por la calidad, los buenos precios y sobre todo por el buen servicio; ella necesita invertir en sus cultivos por eso le solicita un credito a INTEGRAL que le permita comprar semillas, insecticida, herbicida, fertilizantes, etc. y mejorar el terreno que es el que muestra la fotografía, Mirian tiene buenas referencias de pago por parte de sus conocidos, y es muy responsable, asegura que podrá cancelar la deuda en el periodo establecido y a la vez confía que llevara a su hogar seguridad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 759
    View loans »
    El Salvador Loans Fundraising
  • $27,004,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Mirian Estela to buy seeds, insecticides, herbicides, fertilizers, etc., and improve the land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 26, 2014
Apr 8, 2014
Currency Exchange Loss:
Mar 26, 2015