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Ronald is 37 years old and lives in the north of Cochabamba; he is married to Jimena. Ronald completed high school and has two young children who depend on his income. Ronald has shown himself to be responsible and hard-working. Ronald's main job is as a butcher's assistant at a business that is known across the country. He has been working there for eleven years, Ronald is only able to help his family to get ahead, however, with another job at the weekend - he works as a builder to earn a little more money.

Ronald is applying for this loan as he needs to pay for his home to be refurbished. It is currently in a bad state due to the constant rains which have affected many people over the past few months. If Ronald does not carry out repairs to the roof, it may fall and cause accidents and, as a result, it is very important that he improve his family's current living conditions.
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El señor Ronald tiene 37 años de edad, vive en la zona norte de la ciudad, está casado con la señora Jimena, cuenta con un grado de instrucción de nivel bachillerato y tiene 2 hijos pequeños dependientes de sus ingresos, demuestra ser una persona responsable y trabajadora. Su principal actividad es el servicio como ayudante de carnicería en una empresa reconocida a nivel nacional, con una antigüedad de 11 años en el rubro. El solo saca adelante a su familia por esa razón tiene otra actividad de fin de semana y se dedica al servicio de construcción para así generar dinero extra. La razón por la que solicita el crédito es porque necesita pagar la refacción de su vivienda, que se encuentra en mal estado debido a las continuas lluvias que afectaron a muchas personas durante estos últimos meses, si no realiza la refacción el techo puede caer y ocasionar accidentes, por ello es de gran importancia, de esa forma lograra mejorar las condiciones en las que vive su familia actualmente.

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Bolivia

  • $5,500
    Average annual income
  • 154
    View loans »
    Bolivia Loans Fundraising
  • $33,362,700
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
A loan of $1,475 helped Ronald to fix his roof before it collapses.
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 27, 2014
Apr 8, 2014
Currency Exchange Loss:
May 8, 2014