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José Gilberto
José studied up to Grade 3. He is married and his wife works as a domestic and receives a salary. His two children are married and have their own homes and employment. No one else lives with them and only his wife is dependent on him.

José works as a day laborer. He also raises cattle and farms. He has done this for many years. His children help him economically. He lives 2 km from his fields and he walks there. His wife helps him with the cattle. He works from 6 am until 11 am.

José will finish building his house. The loan will improve the conditions of the house and thus make his quality of living better. He is satisfied with the loan as he can have a better house. José`s dreams are to continue working for his wife and to support his children as they help each other. The loan will help him as he can buy all the needed material at once. With his work and the financial support from his children he can pay the installments of his loan. As long as Credicampo continues to support him he can continue to work and be productive.
View original language description ↓
José, estudiò hasta 3º grado, està casado; su pareja trabaja en los oficios domèsticos y recibe un salario; sus dos hijos estàn casados y tienen sus propios hogares y son empleados. Nadie màs vive con èl en su hogar, solamente la esposa depende de èl.

El cliente trabajacomo jornal, ademàs tiene ganado de repasto y se dedica a trabajar la agricultura y lo hace desde hace muchos años; asì tambièn sus hijos le ayudan econòmicamente. La distancia donde trabaja està como a 2 km y viaja a pie, en la agricultura y con el ganado le ayuda su esposa. Su horario jornal es de 6:00 am a 11:00 am.

El cliente terminarà la construcciòn de una vivienda, el prèstamo le mejorarà las condiciones de su vivienda y por lo tanto su calidad de vida serà mejor; se siente satisfecho con el prèstamo porque podrà tener su vivenda en otras condiciones. Sus sueños son seguir trabajando para su esposa y apoyar a sus hijos, aunque ya tienen sus propios hogares pero se apoyan mutuamente. El prèstamo le ayudarà porque podrà comprar de una sola vez todo el material que le hace falta. Con el trabajo de èl y el apoyo ecònomico de sus hijos pagara las cuotas de su prèstamo y siempre que Credicampo le siga prestando seguirà trabajando en àreas productivas.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 672
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Gilberto to finish building his house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 18, 2014
Listed
Apr 7, 2014
Currency Exchange Loss:
N/A
Ended:
Sep 17, 2014