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Salvador is 53 years old, and he works providing security services in a company near his area. In this way, he earns a living and supports his home.

With the goal of protecting his few belongings, he has decided to request this loan from FUSAI, in order to invest in the construction of a wall, for which he will purchase brick, cement, sand, and iron.

He hopes to be able to have this financing, as he is not able to make the expenditure on his own, but he does have the ability to make the monthly loan payments involved.
View original language description ↓
Salvador tiene 53 años de edad y se dedica a la prestación de servicios de seguridad en una empresa cercana a su localidad. De esta forma se gana la vida y lleva el sustento a su hogar. Con el fin de proteger sus pocas pertenencias ha tomado la decisión de solicitar este crédito a FUSAI para invertir en la construcción de un muro para lo cual solicita este crédito a FUSAI para invertir en la compra de ladrillo, cemento, arena y hierro. Espera poder contar con este financiamiento dado que no cuenta con la capacidad para hacer el desembolso por su cuenta pero si con la capacidad de cancelar las cuotas mensuales que el crédito implica.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 814
    View loans »
    El Salvador Loans Fundraising
  • $25,698,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $700 helped Salvador to purchase brick, cement, sand, and iron, in order to build a wall.
72% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Mar 16, 2014
Apr 5, 2014
Currency Exchange Loss: