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The client is 21 years old and lives with his family. He works in agriculture, specifically growing corn. He has worked in this field for many years and he has gained valuable experience that allows him to have better harvests. He sells his harvest in all of the surrounding areas, and he has many regular customers. These people prefer his products because of their quality and their affordable prices. Also, his service is unmatched.

The client wants to increase his production, therefore improving his earnings. He needs to invest in supplies but he does not have the capital, which is why he is requesting a loan from INTEGRAL that will allow him to purchase seed, manure, insecticide, fertilizers, tools, etc, to improve his land that can be seen in the picture. This will allow him to continue working and continue helping his family with their household expenses.
View original language description ↓
El cliente de 21 años de edad vive junto a su familia; el se dedica a la agricultura específicamente al cultivo de maíz, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas , el comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable, el cliente quiere aumentar la producción y así poder tener mejores ganancias, necesita invertir en insumos pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semilla, abono, insecticida, fertilizantes, herramienta, etc. y mejorar el terreno que muestra en la fotografía, y asi seguir con su trabajo y seguir ayudando en su casa con los gastos.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 662
    View loans »
    El Salvador Loans Fundraising
  • $26,134,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped this borrower purchase seed, manure, insecticide, fertilizer, tools, etc. to improve his land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Mar 14, 2014
Apr 4, 2014
Currency Exchange Loss:
May 17, 2015