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Gloria Concepcion
Gloria is 53 years old and lives in her own home since her children now live in the U.S. and help her with household expenses. Gloria is known for being an honest woman. She is hard-working and above all entrepreneurial. A few years ago she was able to establish a small store inner home and thanks to God and her hard work and dedication the business is known in the zone and she can count on many customers. For her, customers are the most important since she knows that keeping them satisfied with the service that she offers will make them continue to prefer her and her business will remain busy. For this reason she is asking for a loan from Kiva partner INTEGRAL in order to invest in the purchase of merchandise for her store. She plans to purchase items such as: eggs, candies, sugar, rice, milk, beans, pastries, and other articles that will be attractive to her customers. In this way she hopes to have a better quality of life.
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Gloria de 53 años de edad vive sola en su propia casa ya que sus hijos viven en estados unidos y le ayudan en los gastos del hogar. Gloria se caracteriza por ser una mujer honesta, trabajadora y sobre todo muy emprendedora. Hace varios años que logro establecer una pequeña tiendita en su hogar de residencia y gracias a Dios y a su arduo trabajo y dedicación el negocio es muy reconocido en la zona por lo que ya cuenta con mucha clientela. Para ella lo más importante son los clientes ya que sabe que manteniéndolos satisfechos con el servicio que presta seguirán prefiriéndola y su negocio seguiría siempre activo. Es por esta razón que ha decidido solicitar este crédito a INTEGRAL para invertir en la compra de mercadería para la tienda tales como: huevos, golosinas, azúcar, arroz, leche, frijoles, pan dulce y de más artículos que parezcan atractivos para los clientes. De esta manera espera tener una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

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About El Salvador

  • $4,900
    Average annual income
  • 650
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Expired
A loan of $1,500 helped Gloria Concepcion to buy eggs, candies, sugar, rice, milk, beans, pastries, and other items.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 17, 2014
Listed
Apr 4, 2014
Currency Exchange Loss:
N/A
Expired:
May 4, 2014